Driving a vehicle is an inherently risky activity. Accidents seemingly loom around every corner and when another driver causes a crash he usually deflects the blame. Yet there is an even more challenging situation that drivers can face: becoming the victim of an accident caused by an uninsured driver. The last thing that you want to worry about is obtaining compensation for your vehicle's damage and your personal medical bills. Recuperating your health and getting back to work is the top priority. However, handling an accident caused by an uninsured driver requires considerable attention and effort. You'll have the best possible chance at receiving compensation if your align your fate with a skilled New York car accident lawyer.
Uninsured/Under insured Insurance
Some drivers have ample uninsured/under insured insurance to pay the difference between medical bills and the other driver's limited (or lack thereof) policy. Yet many drivers do not carry such insurance as they assume that every driver on the road has insurance. Lean on your New York auto accident lawyer to determine if you have a potential uninsured/under insured claim. This is a very complicated process and often requires claims against multiple insurance policies. Your New York personal injury lawyer will guide you through these legal and bureaucratic mazes to improve the odds of your claim being paid in a timely manner. Often times, insurance companies dispute these claims or argue that the claim is not worth the amount that you request. Your New York personal injury attorneys will do all the hard work like gathering evidence, witness testimony, police reports etc. so that you can focus on improving your health.
In some situations it is prudent to file a demand for arbitration within the terms of the proper insurance policy. Your case then moves before an arbitration panel where you will have the chance to get the compensation that you rightfully deserve. This is a much better course of action than filing a lawsuit against the uninsured driver.
Filing a Lawsuit Against an Uninsured Motorist
A lawsuit against someone who lacks automobile insurance will rarely result in any financial gain as most of these individuals have no (or little) assets. A judgment won against such a person is worth just about nothing. While you can obtain a court order that forces the defendant to pay you, the court will not require a destitute defendant to actually pay the money.
However, in some situations a lawsuit against an uninsured motorist does bear fruit. If the court determines that the defendant really does have assets, the court can initiate a payment plan. This plan forces the defendant to pay a specific sum of money each week. While this probably won't result in a considerable amount of money, it will help pay some of your bills.
Deciding on how to proceed after an accident with an uninsured driver is a challenge that most people do not want to face. Lean on the expertise of our team of personal injury attorneys and we'll help you determine the best course of action. Reach out to us today for a free consultation.
Uninsured/Under insured Insurance
Some drivers have ample uninsured/under insured insurance to pay the difference between medical bills and the other driver's limited (or lack thereof) policy. Yet many drivers do not carry such insurance as they assume that every driver on the road has insurance. Lean on your New York auto accident lawyer to determine if you have a potential uninsured/under insured claim. This is a very complicated process and often requires claims against multiple insurance policies. Your New York personal injury lawyer will guide you through these legal and bureaucratic mazes to improve the odds of your claim being paid in a timely manner. Often times, insurance companies dispute these claims or argue that the claim is not worth the amount that you request. Your New York personal injury attorneys will do all the hard work like gathering evidence, witness testimony, police reports etc. so that you can focus on improving your health.
In some situations it is prudent to file a demand for arbitration within the terms of the proper insurance policy. Your case then moves before an arbitration panel where you will have the chance to get the compensation that you rightfully deserve. This is a much better course of action than filing a lawsuit against the uninsured driver.
Filing a Lawsuit Against an Uninsured Motorist
A lawsuit against someone who lacks automobile insurance will rarely result in any financial gain as most of these individuals have no (or little) assets. A judgment won against such a person is worth just about nothing. While you can obtain a court order that forces the defendant to pay you, the court will not require a destitute defendant to actually pay the money.
However, in some situations a lawsuit against an uninsured motorist does bear fruit. If the court determines that the defendant really does have assets, the court can initiate a payment plan. This plan forces the defendant to pay a specific sum of money each week. While this probably won't result in a considerable amount of money, it will help pay some of your bills.
Deciding on how to proceed after an accident with an uninsured driver is a challenge that most people do not want to face. Lean on the expertise of our team of personal injury attorneys and we'll help you determine the best course of action. Reach out to us today for a free consultation.
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